Credit/debit card success rate: Local banks in New Zealand (NZD)

The banking sector has unique characteristics influenced by local economic conditions, regulatory frameworks, and customer preferences. We encourage you to carefully review this report before making any transactions via credit or debit card, including Visa, Mastercard, Google Pay, or Apple Pay.

🟢 Dark green text indicates a very high success rate and is strongly recommended for use; >60%

🟢 Green text indicates a high success rate and is recommended for use; 50%-60%

🟠 Orange text signifies that it can be tried, but has a lower success rate; 30%-50%

🔴 Red text indicates an extremely low success rate and is not recommended for use; <30%

*The issuing banks listed in this table are for reference only and do not represent all supported issuers. Only issuers with more than 5 transaction orders in the past six months and a success rate greater than 0 are included, in order to reflect banks with relatively stable transaction performance and valid transaction volume.

🟢 Very high success rate (>60%) - Strongly Recommended

🟠 Lower success rate (30%-50%)

🔴 Extremely low success rate (<30%) - Not Recommended