Credit/debit card success rate: Local banks in Canada

The banking sector in Canada has unique characteristics influenced by local economic conditions, regulatory frameworks, and customer preferences. We encourage you to carefully review this report before making any transactions via credit or debit card, including Visa, Mastercard, Google Pay, or Apple Pay.

🟢 Green text indicates a high success rate and is recommended for use; >50%

🟠 Orange text signifies that it can be tried, but has a lower success rate; 30%-50%

🔴 Red text indicates an extremely low success rate and is not recommended for use. <30%

🟢 High success rate (>50%)

Issue Banks in Canada (CA)
THE TORONTO-DOMINION BANK
CANADIAN IMPERIAL BANK OF COMMERCE
THE BANK OF NOVA SCOTIA
LA FEDERATION DES CAISSES DESJARDINS DU QUEBEC
ROYAL BANK OF CANADA
NATIONAL BANK OF CANADA
FEDERATION DES CAISSES DESJARDINS DU QUEBEC
KOHO FINANCIAL INCORPORATED
ROGERS BANK
VANCOUVER CITY SAVINGS CREDIT UNION
SERVUS CREDIT UNION LTD.
ATB FINANCIAL
COLLABRIA FINANCIAL SERVICES INC.
ICICI BANK CANADA
WINDSOR FAMILY CREDIT UNION LIMITED

🟠 Lower success rate (30%-50%)

Issue Banks in Canada (CA)
WISE PAYMENTS CANADA INC.
FAIRSTONE BANK OF CANADA
ALBERTA TREASURY BRANCHES
BANQUE LAURENTIENNE DU CANADA

🔴 Extremely low success rate (<30%)

Issue Banks in Canada (CA)
BANK OF MONTREAL
PEOPLES TRUST COMPANY
COLLABRIA FINANCIAL SERVICES
TORONTO-DOMINION BANK, THE
EQUITABLE BANK
DIGITAL COMMERCE BANK
CAPITAL ONE BANK (CANADA BRANCH)
PRESIDENT'S CHOICE BANK
CANADIAN TIRE BANK
TANGERINE BANK
BRIM FINANCIAL INC.
HOME TRUST COMPANY
BANK OF NOVA SCOTIA
MERIDIAN CREDIT UNION LIMITED
NEO FINANCIAL TECHNOLOGIES INC
THE TORONTO-DOMINION BANK - MBNA
WEALTHSIMPLE PAYMENTS INC.
SQUARE CANADA INC
WESTPAC BANKING CORPORATION
MANULIFE BANK OF CANADA
TORONTO-DOMINION BANK
UBS SWITZERLAND AG
U.S. BANK NATIONAL ASSOCIATION