Credit/debit card success rate: Local banks in United Arab Emirates (AED)
The banking sector has unique characteristics influenced by local economic conditions, regulatory frameworks, and customer preferences. We encourage you to carefully review this report before making any transactions via credit or debit card, including Visa, Mastercard, Google Pay, or Apple Pay.
🟢 Dark green text indicates a very high success rate and is strongly recommended for use; >60%
🟢 Green text indicates a high success rate and is recommended for use; 50%-60%
🟠 Orange text signifies that it can be tried, but has a lower success rate; 30%-50%
🔴 Red text indicates an extremely low success rate and is not recommended for use;<30%
*The issuing banks listed in this table are for reference only and do not represent all supported issuers. Only issuers with more than 5 transaction orders in the past six months and a success rate greater than 0 are included, in order to reflect banks with relatively stable transaction performance and valid transaction volume.
🟢 Very high success rate (>60%) - Strongly Recommended
| Issuer Banks |
|---|
| SANTANDER BANK POLSKA S.A. |
| UC CARD CO., LTD. |
| THE TORONTO-DOMINION BANK |
| JOINT-STOCK COMMERCIAL BANK RYSGAL |
| BAWAG P.S.K. BANK |
| UNICREDIT BANK AG |
| BANK OF BARODA |
| HSBC BANK MIDDLE EAST |
| COMMERCIAL BANK INTERNATIONAL |
| DIGITAL FINANCIAL SERVICES LLC |
| ABU DHABI ISLAMIC BANK |
| WISE PAYMENTS LIMITED |
| AL HILAL BANK PJSC |
| UNICREDIT BANK GMBH |
| STANDARD CHARTERED BANK |
| EMIRATES ISLAMIC BANK P.J.S.C. |
| DUBAI ISLAMIC BANK |
| YTL DIGITAL BANK BERHAD |
| ABU DHABI COMMERCIAL BANK |
| EITC FINANCIAL SERVICES L.L.C |
| HSBC UK BANK PLC |
🟢 High success rate (50%-60%) - Recommended
| Issuer Banks |
|---|
| EMIRATES NBD BANK (P.J.S.C.) |
| NETWORK INTERNATIONAL LLC |
| JANATA BANK PLC. |
🟠 Lower success rate (30%-50%)
| Issuer Banks |
|---|
| AAFAQ ISLAMIC FINANCE PSC |
| NATIONAL BANK OF FUJAIRAH |
| DEEM FINANCE L.L.C. |
| SHARJAH ISLAMIC BANK PJSC |
| EMIRATES NBD |
| FIRST ABU DHABI BANK PJSC |
| PAYBY TECHNOLOGY PROJECTS LLC |
| FIRST ABU DHABI BANK (PJSC) |
| COMMERCIAL BANK OF DUBAI(PSC) |
| REVOLUT BANK UAB |
| LARI EXCHANGE |
| REVOLUT LIMITED |
| Bank Dhofar |
| NATIONAL BANK OF RAS AL-KHAIMAH (RAKBANK) |
| BOTIM MONEY TECHNOLOGY LLC |
| MASHREQBANK |
| CANADIAN IMPERIAL BANK OF COMMERCE |
| D360 Bank |
| NATIONAL WESTMINSTER BANK PLC |
🔴 Extremely low success rate (<30%) - Not Recommended
| Issuer Banks |
|---|
| AL ANSARI EXCHANGE LLC |
| COMMONWEALTH BANK OF AUSTRALIA |
| MAYA PHILIPPINES INC. |
| BELFIUS BANK N.V. / BELFIUS BANQUE S.A. |
| WISE EUROPE SA/NV |
| MAWARID FINANCE PJSC |
Updated about 8 hours ago