Credit/debit card success rate: Local banks in Australia (AUD)

The banking sector has unique characteristics influenced by local economic conditions, regulatory frameworks, and customer preferences. We encourage you to carefully review this report before making any transactions via credit or debit card, including Visa, Mastercard, Google Pay, or Apple Pay.

🟢 Dark green text indicates a very high success rate and is strongly recommended for use; >60%

🟢 Green text indicates a high success rate and is recommended for use; 50%-60%

🟠 Orange text signifies that it can be tried, but has a lower success rate; 30%-50%

🔴 Red text indicates an extremely low success rate and is not recommended for use; <30%


*The issuing banks listed in this table are for reference only and do not represent all supported issuers. Only issuers with more than 5 transaction orders in the past six months and a success rate greater than 0 are included, in order to reflect banks with relatively stable transaction performance and valid transaction volume.


🟢 Very high success rate (>60%) - Strongly Recommended

Issuer Banks
THE BANK OF NOVA SCOTIA
QPCU LIMITED
MEMBERS BANKING GROUP LIMITED
CREDIT UNION SA LIMITED
DNB BANK ASA
QUDOS MUTUAL LTD
OTP BANKA SRBIJA AD NOVI SAD
REVOLUT LTD
ANZ BANK NEW ZEALAND LIMITED
WISE PAYMENTS LIMITED

🟢 High success rate (50%-60%) - Recommended

Issuer Banks
SUNCORP-METWAY LIMITED
GREATER BANK - A DIVISION OF NEWCASTLE
VERBAND DER SPARDA BANKEN E.V.
VICTORIA TEACHERS LIMITED

🟠 Lower success rate (30%-50%)

Issuer Banks
UAB ZEN.COM
WOORICARD CO., LTD
REVOLUT LIMITED
POLICE & NURSES LIMITED
MONZO BANK LIMITED

🔴 Extremely low success rate (<30%) - Not Recommended

Issuer Banks
WISE PAYMENTS MALAYSIA SDN. BHD.
REGIONAL AUSTRALIA BANK LTD
TEACHERS MUTUAL BANK LIMITED
AMP BANK LIMITED
HUMM CARDS AUSTRALIA PTY LTD