Credit/debit card success rate: Local banks in Europe (EUR)

The banking sector has unique characteristics influenced by local economic conditions, regulatory frameworks, and customer preferences. We encourage you to carefully review this report before making any transactions via credit or debit card, including Visa, Mastercard, Google Pay, or Apple Pay.

🟢 Dark green text indicates a very high success rate and is strongly recommended for use; >60%

🟢 Green text indicates a high success rate and is recommended for use; 50%-60%

🟠 Orange text signifies that it can be tried, but has a lower success rate; 30%-50%

🔴 Red text indicates an extremely low success rate and is not recommended for use; <30%


🟢 Very high success rate (>60%) - Strongly Recommended

Issuer Banks
AMERIABANK CJSC
BANCO PICHINCHA ESPA�A
BANCO DAVIVIENDA - HOLDING RAPPIPAY
PT BANK SMBC INDONESIA TBK
UNICREDIT BANK SERBIA JSC BELGRAD
AVANTCARD LIMITED
CREDITO EMILIANO
SPAREBANKEN OST
HSBC BANK MALTA PLC
COMMERCIAL BANK OF KUWAIT S.A.K., THE
BANK CLER AG
OMA SAEAESTOEPANKKI OY
ISLANDSBANKI HF
ERSTE BANK AD NOVI SAD
PAYSERA KOSOVO
BANCA POPOLARE DELL'EMILIA ROMAGNA
TOPCARD SERVICE AG
BANCO BEST
MODULR FINANCE BV
CREDIT AGRICOLE CARIPARMA SPA
INTESA SANPAOLO BANK ALBANIA SHA.
CREDIT AGRICOLE ITALIA S.P.A
AGROINDUSTRIJSKO KOMERCIJALNA BANKA AIK BANKA AKCIONARSKO DRUSTVO BEOG
CREDIT AGRICOLE BANK POLSKA SPOLKA AKCYJNA
CESKOSLOVENSKA OBCHODNA BANKA A.S.
EUROBANK DIREKTNA AKCIONARSKO DRUSTVO BEOGRAD
TEYA ICELAND HF.
REVOLUT TECHNOLOGIES JAPAN INC.
AMBANK (M) BERHAD
ADDIKO BANK A.D. BEOGRAD
POMELO TECNOLOGIA SAS
APS BANK PLC
NOVO BANCO DOS ACORES
BANCA SAMMARINESE DI INVESTIMENTO SPA
INDO SPARISJODUR HF
POWSZECHNA KASA OSZCZEDNOSCI BANK POLSKI S.A. (PKO BANK POLSKI S.A.)
BELFIUS BANK SA
BN BANK ASA
TAISHIN INTERNATIONAL BANK
ADDIKO BANK D.D. SARAJEVO
ZUGER KANTONALBANK
ISRAEL CREDIT CARDS LTD.
CEC BANK S.A.
ISYBANK S.P.A.
SPAREBANKEN NORGE
UNICREDIT NV/SA
BANK MILLENNIUM S.A.
LOVCEN BANKA AD PODGORICA
CAJA DE ARQUITECTOS
SPAREBANKEN MORE
CENTRAL COOPERATIVE BANK PLC.
SPARKASSE BANK DD
PERMANENT TSB PLC
ABN AMRO BANK N.V
SKUDENES & AAKRA SPAREBANK
ARMENIAN CARD CJSC
GRANIT BANK NYRT.
JOINT STOCK COMPANY BANK CENTERCREDIT

🟢 High success rate (50%-60%) - Recommended

Issuer Banks
BRD - GROUPE SOCIETE GENERALE S.A.
CAISSE FEDERALE DU CREDIT MUTUEL DE MAINE-ANJOU ET DE BASSE-NORMANDIE
HALKBANK AD SKOPJE
CAIXA GERAL DE DEPOSITOS SA
SOCIETE GENERALE
FIMASER S.A.
ABANCA PORTUGAL S.A
BANQUE CIC EST
BANK POLSKA KASA OPIEKI S.A. (BANK PEKAO S.A.)
SEB KORT BANK AB
SPAR NORD BANK A/S
SVEA BANK AB
THE BANK OF NOVA SCOTIA
BANCO DE CREDITO E INVERSIONES
COMPASS BANCA SPA
UAB PERVESK
NLB BANKA AD PODGORICA
BANCO DE OCCIDENTE S.A.
CHUNGHWA POST COMPANY LIMITED.
ATOS BANK A.D. BANJA LUKA
YAPEAL AG
THE HONGKONG AND SHANGHAI BANKING CORPORATION LIMITED

🟠 Lower success rate (30%-50%)

Issuer Banks
NLB BANKA AD SKOPJE
RAIFFEISEN BANK DD BOSNIA HERZEGOVINA
BANQUE CPH
CRELAN
REVOLUT SOCIEDADE DE CREDITO DIRETO S.A.
ARGENTA SPAARBANK
PRVA BANKA CG A.D. - FOUNDED IN 1901
SCHWYZER KANTONALBANK
FINCI UAB
WESTPAC BANKING CORPORATION
JSC TBC BANK
FIRST INVESTMENT BANK ALBANIA
BILDERLINGS PAY LIMITED
SLATINSKA BANKA D.D.
ZA BANK LIMITED
COOP PANK AS
D COMMERCE BANK AD
PETROL PAY D.O.O
THE TORONTO-DOMINION BANK
AL AHLI BANK OF KUWAIT (KSC)
UNIVERSAL INVESTMENT BANK AD SKOPJE
KOHO FINANCIAL INCORPORATED
NOELSE PAY
ROENDE SPAREKASSE
RAKUTEN CARD CO.,LTD.
PREPAID FINANCIAL SERVICES LTD
BANKA CREDINS KOSOVE
LIECHTENSTEINISCHE LANDESBANK AG
MERCADO PAGO INSTITUICAO DE PAGAMENTO LTDA.
UNICREDIT BANK D.D.
COMPAGNIE MONEGASQUE DE BANQUE
BANQUE SAHELO-SAHARIENNE POUR L'INVESTISSEMENT ET LE COMMERCE-SENEGAL
VIVA PAYMENT SERVICES S.A.
EUROPABANK
MARGINALEN BANK BANKAKTIEBOLAG
BANCO DE ORO UNIBANK INC.
ALLIANZ BANK BULGARIA AD
ORABANK COTE D'IVOIRE
WUSTENROT AG
GRA_NIT BANK NYRT.
WAMO SOLUTIONS OY
POMELO TECH SA DE CV
BANQUE NATIONALE D'INVESTISSEMENT
BANQUE DE LUXEMBOURG

🔴 Extremely low success rate (<30%) - Not Recommended

Issuer Banks
RAIFFEISENLANDESBANK OBER�STERREICH AKTIENGESELLSCHAFT
LA FEDERATION DES CAISSES DESJARDINS DU QUEBEC
NATIONWIDE BUILDING SOCIETY
BANCA POPOLARE DELL'ALTO ADIGE SPA
SCHAFFHAUSER KANTONALBANK
RAIFFEISEN BANK LTD.
FEDERATION DES CAISSES DESJARDINS DU QUEBEC
MBH BANK NYRT.
VDK SPAARBANK
EMIRATES NBD
BANCO DE FOMENTO SARL
SOCIETE GENERALE DE BANQUES EN COTE D'IVOIRE (SGBCI)
SINGULAR BANK S.A.U.
TRANSACT PAYMENTS LIMITED
BANCO AGRICOLA S.A.
PRIBANK SH A
UNION BANK OF THE PHILIPPINES
BANCOLOMBIA S.A.- NEQUI
BANK OCHRONY SRODOWISKA S.A. (BOS S.A.)
IGORIA TRADE
MONETA MONEY BANK A.S.
EBS BUILDING SOCIETY
TURK EKONOMI BANKASI A.S.
ABSA BANK MAURITIUS LTD
SANTANDER UK PLC
UNITED BANK FOR AFRICA SENEGAL
MYPOS PAYMENTS LTD
BANCO NACIONAL DE COSTA RICA
BANCO BCT SOCIEDAD ANONIMA
BANCO CAIXA GERAL ANGOLA SA
ECONSTAR SA
NYKREDIT BANK A/S
NATIONAL AUSTRALIA BANK LIMITED
AGRAM BANKA D.D.
ROYAL BANK OF CANADA
PAYNETICS EAD
REVOLUT BANK UK LTD
BARCLAYS BANK UK PLC
DENIZBANK A.S.
FIRSTRAND BANK LIMITED
SBM BANK (MAURITIUS) LTD
CA CONSUMER FINANCE
SPAREBANK 1 HELGELAND
CBH - COMPAGNIE BANCAIRE HELVETIQUE S.A.
BANCO DE RESERVAS DE LA REPUBLICA DOMINICANA
CESKOSLOVENSKA OBCHODNI BANKA A.S.
COMMONWEALTH BANK LTD.
BANK OF AFRICA - MADAGASCAR
BBP BANK S.A.
ZAGREBACKA BANKA DD
LANSFORSAKRINGAR BANK AB
ADVANCED BANK OF ASIA LIMITED
UNICREDIT BANK HUNGARY ZRT.
SALT BANK S.A.
PRIMA BANKA SLOVENSKO, A.S.